This welfare service will help the group members in times of need or when they are having financial challenges, this implies, that only the death of the biological parents and immediate family members can be covered by this benefit, together with big hospital bills (not less than KES 30,000). In the case of any of the aforementioned incidents, 10% of the afflicted person's total regular savings and 3% of the total regular savings of each group member are withheld as a gesture of support and solidarity. Members of this safety net benefit from a sense of security and support from one another
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